Zero-Fee Credit Card Processing Solutions Serving Businesses Across North America

Through our partner network with service hubs in Michigan, Minnesota and Arizona, Dynamic Payment Systems provides businesses across the U.S. and North America with modern zero-fee credit card processing solutions designed to reduce costs and simplify payments.

Connect With a Payment Specialist

Have questions about zero-fee credit card processing or want to see how it works for your business? Speak with a DPS representative or connect with one of our trusted partners to learn more.

With over 65 years of combined experience in payment processing and merchant services, our team of trusted partners is dedicated to helping businesses reduce costs and operate more efficiently. We work closely with business owners to design smarter, more profitable payment solutions—starting with how payments are accepted and processed.

Serving businesses across all 50 states, with strong local relationships throughout the Midwest and Southwest, our partners are here to help guide you every step of the way.

Dave Suppnick

Payment Solutions Consultant

Dave brings over 20 years of experience in the payment processing industry, helping businesses discover smarter ways to accept payments and reduce unnecessary costs. Based in Northern Michigan, Dave was involved with one of the early cash discount programs, helping businesses rethink how payment processing can support a more profitable business model.

Outside of work, Dave is an avid outdoorsman who enjoys spending time with family, traveling, and mentoring others. He is active in his local church community and values building strong relationships both personally and professionally. Above all, Dave is an entrepreneur through and through, a family man who enjoys building meaningful relationships and helping others succeed. He believes that strong businesses are built on trust, integrity, and service, and he strives to bring those values into everything he does—both professionally and in his community.

Keith & Allison Kleven

Payment Solutions Consultants

Keith and Allison are a dedicated payment processing duo with over 30 years of combined industry experience, serving clients across multiple states and industries. Known for their strong relationships and dependable service, Keith and Ali work closely with businesses of all sizes to ensure their payment solutions meet the unique needs of each client.

They split their time between Castle Lake in the summer and Arizona during the winter months, while maintaining strong connections with their clients and support team. Their approach is built on reliable customer service, consistent follow-up, and long-term relationships, which has led to many referrals and lasting partnerships with the businesses they serve.

Outside of work, Keith and Ali enjoy spending time on the water at their home in Bemidji, as well as four-wheeling, hiking, golfing, and traveling. They stay active in their communities and cherish time with their family. They also share a love for hockey and outdoor adventures.

Chad Henderson

Payment Solutions Consultant

Chad Henderson brings over 17 years of experience in the payment processing industry, along with more than 30 years of retail experience, giving him a deep understanding of what business owners need to succeed. His background in customer service and relationship building allows him to connect with clients, understand their challenges, and help identify payment solutions that can improve efficiency and support a stronger bottom line.

Based in Indian River, Michigan, Chad works closely with businesses to provide dependable service, clear communication, and practical solutions that make payment processing simple and cost-effective.

Outside of work, Chad is a father of six who enjoys spending time with his wife and family. Whether traveling to visit relatives across the country or relaxing at their family timeshare, Chad values making memories and staying connected with the people who matter most.

Partner With Dynamic Payment Systems

Opportunities for Agents, ISOs, Developers & Strategic Partners

We’re always looking to connect with independent sales agents, ISRs, ISOs, developers, and strategic partners who want to offer merchants smarter payment solutions

Dynamic Payment Systems provides all-in-one payment technology and flexible revenue-share opportunities designed to help partners grow their business while delivering real value to merchants.

Our platform supports a wide range of payment solutions including:

• POS systems and all-in-one terminals

• Payment gateways and eCommerce integrations

• Credit and debit (Visa, Mastercard, Discover, American Express)

• ACH and recurring billing subscriptions

• Digital and crypto payment options

• Wireless and mobile payment solutions

• Solutions for restaurants, retail, food carts, and service businesses

If you’re looking for a reliable payments partner with modern solutions and strong support, we’d love to start the conversation.